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Uninsured/Underinsured Motorists

Silver Spring Uninsured Motorist Accident Attorney

Dedicated Lawyer Helping Victims Injured in Accidents With Uninsured or Underinsured Drivers in Silver Spring, MD

Every state has laws that require drivers to carry auto insurance policies, and these laws also set limits for minimum coverage amounts. Insurance policies should pay claims up to the limits if the policyholder causes a collision. Unfortunately, not every driver complies with these laws. Some motorists may operate vehicles without insurance, and others may carry only the minimum amount required by law. If one of these motorists causes an accident that resulted in injuries, getting the compensation you deserve can be challenging.

When you partner with Whitlock Law, LLC, you receive the full benefits of our considerable experience, legal knowledge, skills, and sheer determination to see you collect the maximum available compensation. If that means we must take your case to trial, Attorney Whitlock is one of Maryland and Virginia's most experienced trial lawyers. We will do all we can to support and guide you throughout your claims process while aggressively protecting your best interests and your right to reasonable compensation. Call us 24/7 to schedule your free consultation. Se Habla Español.

Understanding Uninsured/Underinsured Motorist Claims

Auto insurance minimums vary by state. Someone who chooses to purchase only the minimum amounts may be considered underinsured.

Serious accidents often produce severe injuries that require extensive medical treatment, and they may also result in devastating property damage. Minimal coverage may not be enough to pay all eligible damages. Although you can hold an uninsured or underinsured motorist personally liable, there is no guarantee they have enough assets to pay your damages.

Fortunately, you most likely have UM/UIM coverage on your own auto insurance policy. This coverage should address situations where the person whose negligence caused your accident does not have insurance or only has a minimal amount. Your UM/UIM coverage may also apply if you are unable to identify a hit-and-run driver who injured you. In these cases, you will need to file a claim against your own policy.

If you have UM/UIM coverage, your policy limits will affect how much compensation you could receive. Do not think your insurance company will pay you fairly just because you are their policyholder. No insurer wants to pay claims, and they often go to great lengths to reduce or eliminate your payout.

Regardless of your situation, your attorney from Whitlock Law, LLC can explain your legal options, help you determine your best course of action, and guide you toward collecting full payment.

Negligence, Fault, and Damages in Uninsured/Underinsured Motorist Accidents

As with any kind of motor vehicle collision, you must have evidence that proves that the accident was caused by someone’s negligence in order to obtain compensation. Negligent parties are usually drivers, but others may also be at fault. The pure contributory negligence laws in Virginia and Maryland prevent you from collecting damages if you are partly at fault for causing your crash. Call Whitlock Law, LLC to discuss your case and your legal options.

Negligent driver behaviors that frequently lead to accidents include:

Speeding or driving too fast for conditions, particularly in school or construction zones
Tailgating
Disregarding traffic laws
Distracted driving
Driving under the influence of alcohol or drugs
Driving while drowsy or fatigued
Running red lights
Improper merging or passing

Drivers who cause collisions due to these or other forms of negligent driving may be found at fault, making them liable for paying your damages. In personal injury cases, including car accidents, damages are the specific losses you have experienced and the money you could receive as reimbursement or compensation. You could be compensated for:

Medical treatment
Lost income
Damage to your personal property
Pain and suffering
Other intangible losses that have diminished your quality of life

Although we cannot tell you how much your case is worth until we evaluate case-specific factors, Whitlock Law, LLC will fight to help you collect every dollar available.

The Whitlock Difference

Some attorneys lack the experience, commitment, and skills required to achieve success in complex personal injury cases. That is not the case when you choose Whitlock Law, LLC. Attorney Whitlock's dedication to our clients has led to more than 100 five-star reviews. Her determination to help our clients has been showcased in Forbes. If you are looking for highly effective legal representation, give us a call.

Contact Our Silver Spring Uninsured/Underinsured Driver Accident Lawyer

When you want the best possible resolution for your case, you need to choose the right lawyer. Contact Whitlock Law, LLC at 301-565-1655 for a free consultation. We can take your call 24/7, and we will take your case on contingency, meaning that you will not be charged any legal fees unless we win your case.

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8701 Georgia Ave. Suite 610
Silver Spring, MD 20910

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Bowie Office

16701 Melford Blvd., Suite 400
Bowie, MD 20715

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Frederick, MD 21704

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Chesapeake, VA 23320

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Manassas, VA 20109

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4870 Sadler Road, Suite 300
Glen Allen, VA 23060

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Leesburg Office

113 E.Market St, ste 111
Leesburg, VA 20176

Call 703-576-5005

We serve clients throughout Maryland and Virginia, including Rockville, Potomac, Olney, Aspen Hills, Damascus, Hagerstown, Middletown, Bethesda, Germantown, Kensington, Gaithersburg, Chevy Chase, Frederick, Urbana, Clarksburg, Greenbelt, Upper Marlboro, College Park, Beltsville, Largo, Laurel, Columbia, Ellicott City, Pikesville, Owings Mills, Towson, Reisterstown, Essex, Parkville, Randallstown, Linthicum Heights, Baltimore, Annapolis, Crofton, Severna Park, Glen Burnie, Westminster, Sykesville, Arlington, Chesapeake, Newport News, McLean, Herndon, Leesburg, Ashburn, Sterling, Reston, Richmond, Suffolk, Roanoke, Lynchburg, Centreville, Charlottesville, Annandale, Harrisonburg, Waynesboro, Vienna, Front Royal, Falls Church, Purcellville, Hampton, Portsmouth, Woodbridge, Gainesville, Silver Spring, Langley Park, Riverdale Park, Wheaton, Glenmont, Highlandtown, Fredericksburg, Glen Allen, Hyattsville, Fairfax, Manassas, Alexandria, Greektown, Bowie, and Norfolk.

Results listed are not a guarantee or indication of future case results.